Auto Insurance
Having the right auto insurance can help protect you from expensive repairs, liability and medical bills resulting from an accident. Reach out to one of our qualified agents who will help find the policy that’s right for you at the best price!
What Does an Auto Insurance Policy Cover?
Learn about the coverage types available to help meet your needs below. Want to talk with an insurance agent to discuss your specific needs?
Collision Insurance
Collision insurance covers damage costs incurred if you are involved in an accident.
Liability Insurance
Liability insurance insures you against any damage you cause others. Most states, require drivers to carry minimum amounts of liability insurance. There are two kinds of coverage included in liability insurance:
Property Damage Liability
Property damage liability pays for damage to the other driver’s property (e.g., their car).
Bodily Injury Liability
Bodily injury liability helps pay for medical bills for the other person involved in the wreck.
Medical Payments Insurance
Medical payments (MedPay) insurance pays toward medical bills if you and your passengers are involved in an accident.
Uninsured/Underinsured Motorist Insurance
Uninsured/underinsured motorist insurance covers the cost of damages caused by someone who doesn’t have adequate auto insurance, specifically liability coverage.
Comprehensive Insurance
Comprehensive insurance covers damage not related to a wreck (e.g., theft, weather damage or vandalism).